Installment Loan FAQs

Las Vegas Finance Installment Loans FAQs

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What is an installment loan?
A loan that you pay back with fixed monthly payments. We will work out a payment plan that works for you and your budget.
Why get an installment loan?
If you have a financial emergency and need to borrow money immediately, we can get it to you fast. We can even help people with poor or bad credit get loans.
How much money can I borrow?
We can lend as low as $300 up to $5,000.
Do you check my credit?
Legally we do have to run a credit check, but we have successfully approved loans for people with bad credit.
What if I have poor or bad credit?
Don’t worry, we have a liberal credit policy. If you have bad credit, we can probably still help you with a loan.
How quickly can I get the cash?
We offer same-day installment loans. Because we are direct lenders and you can apply online, we have a fast and easy process to get you the money.
Can I apply online?
Yes! Applying online is fast and easy. After you are approved for your personal loan, visit our Las Vegas office and we will finish up the paperwork.
What documents do I need?
State-issued photo ID, proof of income (paystubs or entitlement letter), proof of address (utility bill, vehicle registration, etc.), 5 references: name, phone number, and address.
What do I need to do once I have applied online?
After you have applied online, your information will be submitted to our loan specialists.  A loan specialist will attempt to contact you to verify your information and explain the terms to you.  Once you have spoken with one of our specialists and are approved, we will ask you to come down with the requested documentation and we will fund your loan!
Can I pay off my loan early?  Is there a penalty?
Yes, you can pay it off early with no penalty. The faster you pay your loan back, the less you pay!
Why should I get an installment loan with Las Vegas Finance over a Payday Loan?
We have lower-interest loans, work with you on a long-term monthly installment payment that fits your budget, and are less risky. See our Installment vs. Payday Loan page
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or call Las Vegas Finance at (702) 889-9888
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Whether you need to finance an emergency or need to receive payday loan relief by paying it off with a lower-interest loan, Las Vegas Finance is here to help you during this difficult time.

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